You've made your point @scottalanmiller, and talked me off the ledge (mostly).
Am I worried about my ISP, no more than I have been since the confirmation of Prism. Though considering problems like the ones recently found in the WiFi used by hotels, etc that allow attackers to completely take over those devices, using security/encryption everyone should just be the norm... not having to worry about setting up my own VPN termination point, or buying someone else's would be pretty nice.