@Dashrender said:

@marcinozga said:

@Minion-Queen said:

@BRRABill said:

@Minion-Queen said:

This is only me using the insurance. If husband or son ever need to use it well the costs go up from there.

Also assuming nothing serious happens, which is kind of the definition of insurance.

that's true. However my deductibles for visits, surgery etc. is still crazy. It's just not worth having.

How is your deductible so high? Max out of pocket is $6850 for individual per year, including deductible. Your insurance is screwing you and most likely breaking the law.

How so? In Omaha, a family plan is often $10,400 deductible for a high deductible plan. Then the cost of insurance on top of that.

https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/ - individual $6850, family $13700.

@Minion-Queen said:

@BRRABill said:

@Minion-Queen said:

This is only me using the insurance. If husband or son ever need to use it well the costs go up from there.

Also assuming nothing serious happens, which is kind of the definition of insurance.

that's true. However my deductibles for visits, surgery etc. is still crazy. It's just not worth having.

How is your deductible so high? Max out of pocket is $6850 for individual per year, including deductible. Your insurance is screwing you and most likely breaking the law.

@MattSpeller said:

@scottalanmiller @BRRABill @coliver @marcinozga @Dashrender

Y'all need to get yourselves some socialism.

runs far and fast from thread

I grew up in socialist country
Who knows, perhaps Bernie Sanders will become the next president.

@scottalanmiller said:

@marcinozga said:

Pre-existing conditions shouldn't matter anymore. That's one part that obamacare got right.
https://www.healthcare.gov/coverage/pre-existing-conditions/

In theory. I'm pro-OC in general, it screws me to high heaven, but the idea is good. But the system is so bad and so corrupt that I don't have confidence in the no pre-existing conditions thing. As someone who has been turned down for a burst appendix surgery, I am acutely (see what I did there) aware that the system has ways of not paying for things one way or another.

Turn down by insurance? I'm guessing hospital or doctor wouldn't turn you down, as burst appendix is fatal. I would sue insurance company.

@scottalanmiller said:

@Dashrender said:

How can there be no coverage? because you aren't living in the US?

Correct, a US citizen residing outside of the US but being in the US for a few too many days means we carry the fully requirements for US insurance legally without having any (or only trivial) coverage provided by them. If you are 100% outside of the US and don't return, you are okay. But if you have family to visit like us, you get seriously screwed.

Sadly, no Obamacare qualifying plan provides coverage when you are outside of the US.

There is a reason why travellers plans come in two types: global traveller and global traveller with US. US coverage is the singular country not normally covered by all the international insurance companies.

That's really special case and I guess affects tiny fraction of US population. For huge majority, health insurance is much cheaper than not having it and end up paying out of pocket.

@Dashrender said:

What do you mean pay twice?

How can there be no coverage? because you aren't living in the US?

$40K - holy hell - Texas must just be screwing it's people over like crazy.. I've never hear of a family plan costing $40K/yr to cover a family of 4. Did you have every pre-existing condition in the book? and they are hedging their bets on that?

I have asthma, a history of asthma attacks, and still my insurance (at least through my employer) is $8k'ish plus the high deductable.. no where near $40K

Pre-existing conditions shouldn't matter anymore. That's one part that obamacare got right.
https://www.healthcare.gov/coverage/pre-existing-conditions/

@scottalanmiller said:

@marcinozga said:

Appendix removal is considered essential health benefit and must be covered by all insurance plans offered in healthcare marketplace. And as such is not subject to any caps or limits.

Good luck with that in real life.

There's an army of lawyers ready to jump on cases like that.

@scottalanmiller said:

@marcinozga said:

A single brown recluse spider bite can run the bill into 100k+ range, so without insurance you're bankrupt. My wife just got antibiotics for IBS, 30 day supply cost 2k.

That math doesn't hold up. I had to pay $35K for health insurance (plus other costs on top, so over $40K per year when no one was even sick) and that's just the normal cost of my health insurance when I lived in Texas. So in three years, I was paying $120K, more than your bankrupting brown recluse bite. So clearly, a brown recluse bite, at that price, out of pocket would have saved me money. $20K, in fact.

And that antibiotic at $2K? That's still less every month than my insurance was. So while your prices are high, you are proving that even your example disaster scenarios are so much cheaper than the health insurance that I feel my position is that much stronger.

Plus when you don't have insurance your costs are generally much lower. What is $100K with insurance is often $30K without. So those numbers aren't really valid, but even so, they show that the insurance was failing.

You simply overpaid for your insurance.

@Dashrender said:

@marcinozga said:

@scottalanmiller

@scottalanmiller said:

@BRRABill said:

And I don't know how you'd ever deal with a catastrophic event. Or even semi-, like when my daughter had her appendix out last year.

I've had my appendix out and the cost was less than what I would pay in insurance per year. So you'd simply deal with that by saving carefully for a year and then you are covered.

Since most insurance has a cap that is pretty low, catastrophic events aren't covered at all.

A single brown recluse spider bite can run the bill into 100k+ range, so without insurance you're bankrupt. My wife just got antibiotics for IBS, 30 day supply cost 2k.
Where did you have that appendix procedure? In NY, a day in hospital cost over 2k, anesthesiologist will change at least 1k for simple procedure, add surgeon and other costs and you're probably getting close to 4-5k. You can buy whole year insurance for less.

Scott's claim is sure, you can buy whole year insurance for less, but not one that covers an appendix removal.

Appendix removal is considered essential health benefit and must be covered by all insurance plans offered in healthcare marketplace. And as such is not subject to any caps or limits.

@scottalanmiller

@scottalanmiller said:

@BRRABill said:

And I don't know how you'd ever deal with a catastrophic event. Or even semi-, like when my daughter had her appendix out last year.

I've had my appendix out and the cost was less than what I would pay in insurance per year. So you'd simply deal with that by saving carefully for a year and then you are covered.

Since most insurance has a cap that is pretty low, catastrophic events aren't covered at all.

A single brown recluse spider bite can run the bill into 100k+ range, so without insurance you're bankrupt. My wife just got antibiotics for IBS, 30 day supply cost 2k.
Where did you have that appendix procedure? In NY, a day in hospital cost over 2k, anesthesiologist will change at least 1k for simple procedure, add surgeon and other costs and you're probably getting close to 4-5k. You can buy whole year insurance for less.

About that cap, catastrophic events have to be covered, it's the law:
https://www.healthcare.gov/health-care-law-protections/lifetime-and-yearly-limits/
https://www.healthcare.gov/coverage/what-marketplace-plans-cover/

@scottalanmiller said:

@johnhooks said:

Ah I remember what it was. When the update was sent out, it broke the ability to update from WSUS after that.

Yeah, WSUS seems like a piece of crap. So many problems caused by WSUS. I totally appreciate the goals of it, we do this all the time in the Linux world, but it is just so poorly done. I'm dealing with an environment with it right now and my first question "can't we just remove WSUS and have that fix all the problems?" WSUS generally solves nothing in the SMB but introduces a lot of cost, complexity and problems of its own. It's just extra fragility often there for no purpose other than to intentionally disrupt rapid patching.

I use it for the purpose of rapid patching. And I am aware of the issues with it, but it's nothing major that can't be easily fixed.

I guess Windows admins simply don't have the balls to deal with potential problems that supposedly can arise from patching and upgrading Windows systems. I keep hearing that Microsoft usually breaks things with another Windows Update cycle, yet besides single Outlook 2010 issue a month or 2 ago, I have never run into issues with patching.

https://en.wikipedia.org/wiki/SCO/Linux_controversies
https://en.wikipedia.org/wiki/Timeline_of_SCO/Linux_controversies

They sued a lot of companies. Obvious troll.

@scottalanmiller said:

@marcinozga said:

Wasn't SCO founded by Microsoft? And wasn't it Microsoft pushing for these lawsuits to halt or cripple Linux development?

Not founded by, funded by.

Right, typo on my end.

Wasn't SCO funded by Microsoft? And wasn't it Microsoft pushing for these lawsuits to halt or cripple Linux development?

You have ddns update option, but no DNS server defined. So DHCP server doesn't know what server to update and fails.

Uncomment DNS declaration and fill it with DNS address. See if it starts then.

Can you paste dhcpd.conf here?

Audio jack next to usb port.

@tonyshowoff said:

One month doesn't even seem that long, maybe it's because they don't have any customers?

Haha, that's probably it